Terms & Condition
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1. General Conditions of Use
The use of the domain www.bciholding.com (“Website”) is subject to the following General Conditions of Use (“Terms and Conditions”). By accessing or using this Website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree, you must immediately discontinue use of the Website.
These Terms and Conditions are governed by the laws of the United Arab Emirates, including the UAE Federal Decree-Law No. 45 of 2021 on the Protection of Personal Data (the “UAE PDPL”), and, where applicable to processing by BCI or its EU group entities, Regulation (EU) 2016/679 (the “GDPR”), and all other applicable laws and regulations in the jurisdictions where BCI operates.
These Terms and Conditions incorporate by reference our Privacy Policy and Cookie Policy (hyperlinked on the Website). The Privacy Policy applies to your use of the Website.
The headings used in this document do not affect interpretation.
2. Modifications
BCI Holding may update, modify, suspend, or discontinue any part of the Website, including these Terms and Conditions, at any time and at its discretion. Material changes shall be communicated to Users by posting the updated Terms and Conditions on the Website at least thirty (30) days prior to taking effect. Continued use of the Website after the effective date of any changes shall constitute the User’s acceptance of such changes. Users are responsible for reviewing the Terms and Conditions regularly to stay informed of applicable changes.
3. Availability, Suspension, or withdrawal
We do not guarantee that the Website, or any content on it, will always be available, secure, or uninterrupted. We may suspend, restrict, or withdraw access to any portion of the Website for operational, business, security, or legal reasons, without prior notice. BCI shall not be liable for any loss, damage, or inconvenience caused by the unavailability of, or interruption to, the Website or any part thereof.
4. Use of Website Materials
We use cookies and similar technologies to support the operation of our Website, improve its functionality and performance, understand how visitors interact with it, and, where applicable and with your consent, support marketing activities. The legal basis for placing cookies on your device is set out in our Privacy Policy and includes consent (for non-essential cookies), legitimate interest, and the necessity for the provision of the Service.
4.1 Subject to these Terms and Conditions, you may print off a copy, and may download extracts, of any page(s) from our Website for your personal use. You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.
4.2 Our status as the owners of the Website must always be acknowledged. For specific intellectual property rights provisions, please refer to the relevant section below.
4.3 You must not use any part of the content on our Website for commercial purposes without obtaining a licence to do so from us or our licensors. Please contact us at inquiry@bciholding.com
4.4 If you print off, copy, download, share or repost any part of our Website in breach of these Terms and Conditions, your right to use our Website will cease immediately and you must, at BCI’s request, return or destroy any copies of the materials you have made. You shall be liable for any damages, losses, or costs (including reasonable legal fees) incurred by BCI as a result of such breach.
We use cookies and similar technologies to support the operation of our Website, improve its functionality and performance, understand how visitors interact with it, and, where applicable and with your consent, support marketing activities. The legal basis for placing cookies on your device is set out in our Privacy Policy and includes consent (for non-essential cookies), legitimate interest, and the necessity for the provision of the Service.
5.1 BCI Holding is the sole and exclusive owner of the Website and all IP Rights associated with or arising from or comprised in the Website or other content provided via the Website, including models, feed formats, software, databases or materials forming part of the Website, all enhancements, modifications, improvements or additional services applicable thereto and all documentation, computer programs, systems, customizations, enhancements, websites, any information about your interactions with the Website and the metadata of such interactions.
“IP Rights” means patents, rights in inventions, know-how, show-how and trade secrets, copyright and related rights, moral rights, registered designs, design rights, software, algorithms, all object code and source code, works of authorship, audio-visual works, characters, concepts, expressions, semiconductor topography rights, trademarks and service marks, trade names, business name, brand names, logos, moral rights, goodwill and rights to sue for passing off and any other intellectual property rights (in each case, whether or not registered, and including all applications to register and rights to apply to register any of them and all rights to sue for any past or present infringement of them) and all rights or forms of protection having equivalent or similar effect in any jurisdiction and the right to sue for damages for past and current infringement (including passing off and unfair competition) in respect of any of the same.
5.2 You may not use any logo and/or trademark and/or company name owned by BCI Holding, or that is otherwise displayed on or referred to in the Website without our express prior written permission. For your inquiries, please send an email to inquiry@bciholding.com
5.3 You undertake not to do or cause to be done any act or omission that might in any way adversely affect any rights of BCI Holding in and over the Website, any registration or any application for registration of any IP Rights related to the Website in any jurisdiction in the world, or which might reduce the value of the Website and the IP Rights related thereto or detract from the reputation, image or prestige of BCI Holding.
5.4 You acknowledge that, as a reasonable protection of the proprietary rights in the Website and to avoid any breach of our obligations to third parties including Users, any dissemination or distribution of the Website or any data or information identical to, or derived from, the Website by you shall, other than as permitted expressly under these Terms and Conditions, be deemed a material breach.
5.5 Any unauthorised use, reproduction, distribution, or modification of the Website or any content therein shall entitle BCI to seek injunctive relief and any other remedy available under the laws of the United Arab Emirates, in addition to any other rights or remedies available under these Terms and Conditions or at law.
6. Prohibited Activities: No text or data mining, or web scraping
6.1 You shall not conduct, facilitate, authorise or permit any text or data mining or web scraping in relation to our Website or any services provided via, or in relation to, our Website. This includes using (or permitting, authorising or attempting the use of):
6.1.1 Any “robot”, “bot”, “spider”, “scraper” or other automated device, program, tool, algorithm, code, process or methodology to access, obtain, copy, monitor or republish any portion of the Website or any data, content, information or services accessed via the same; and
6.1.2 Any automated analytical technique aimed at analysing text and data in digital form to generate information which includes but is not limited to patterns, trends and correlations.
6.1.3 Any use of automated tools, including but not limited to artificial intelligence systems, machine learning models, or large language models, to access, scrape, crawl, extract, or otherwise collect data or content from the Website is strictly prohibited without BCI’s express prior written consent.
6.2 This Section shall not apply insofar as, but only to the extent that, we are unable to exclude or limit text or data mining or web scraping activity by contract under the laws which are applicable to us.
7. Third-Party Links
Links to third-party sites are provided for convenience only. BCI Holding does not endorse, control, or guarantee the content, accuracy, availability, or security of those sites and accepts no responsibility or liability for any loss, damage, or harm arising from the User’s access to or use of any third-party site. Users access third-party sites entirely at their own risk.
8. How to complain about or report content
If you wish to complain about any content, please send an email to inquiry@bciholding.com
9. Liability
9.1 To the maximum extent permitted by the laws of the United Arab Emirates or other applicable mandatory law, we will not be liable to you for any loss or damage arising under or in connection with:
9.1.1 use of, or inability to use, our Website; or
9.1.2 use of or reliance on any content displayed on our Website.
9.2 In particular, we will not be liable for:
9.2.1 loss of profits, sales, business, or revenue;
9.2.2 business interruption;
9.2.3 loss of anticipated savings;
9.2.4 loss of business opportunity, goodwill or reputation; or
9.2.5 any direct or indirect or consequential loss or damage.
9.3 In no event shall BCI’s total aggregate liability to any User under or in connection with these Terms and Conditions, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, exceed the sum of one hundred United Arab Emirates Dirhams (AED 100), or the minimum amount permitted by applicable law, whichever is greater.
9.4 You warrant that you will be liable to us and shall indemnify, defend, and hold harmless BCI Holding, its officers, directors, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees and disbursements) arising out of or in connection with: (a) any breach by you of any warranty, representation, or obligation provided for in these Terms and Conditions; (b) your use of the Website or any content therein; (c) any violation of applicable law by you in connection with the Website; or (d) any infringement of the IP Rights of BCI or any third party by you.
10. Acceptable use policy
10.1 You must not upload any material that could incite a terrorist offence, solicit any person to participate in terrorist activities, provide instruction on any method or technique for committing a terrorist offence or threaten to commit a terrorist offence.
10.2 You must not use the Website in any way that: (a) is unlawful, fraudulent, or harmful, or in connection with any unlawful, fraudulent, or harmful purpose or activity; (b) violates any applicable law or regulation of the United Arab Emirates or any other jurisdiction; (c) infringes the rights of any third party, including but not limited to intellectual property rights, privacy rights, or contractual rights; (d) transmits or distributes any material that is defamatory, obscene, offensive, threatening, abusive, or otherwise objectionable; or (e) introduces viruses, trojans, worms, logic bombs, or any other material that is malicious or technologically harmful.
10.3 This Website, its content and any services provided in relation to the same are only targeted to, and intended for use by, individuals and entities that are not, and individuals and entities that are located in territories that are not, subject to economic or financial sanctions administered by the United Nations, the Organisation for Economic Co-operation and Development (OECD), the United States of America, the European Union and the World Bank.
By continuing to access, view or make use of the Website and any related content and services, you hereby warrant and represent to us that you are not subject to, and that you are not located in a territory that is subject to, any of the aforementioned sanctions. Otherwise, you must immediately discontinue use of the Website and any related content and services.
10.4 BCI reserves the right, at any time and without prior notice, to suspend, restrict, or terminate any User’s access to the Website if BCI reasonably believes that the User has violated these Terms and Conditions, any applicable law, or has engaged in conduct that BCI considers to be harmful to the Website, other Users, or BCI’s interests.
11. Security and Viruses
11.1 BCI does not guarantee that the Website is free of viruses or security vulnerabilities
11.2 Users are responsible for implementing their own security measures.
11.3 Any attempt to hack, introduce malicious code, or otherwise compromise the Website constitutes a criminal offence under the laws of the United Arab Emirates, including UAE Federal Decree-Law No. 34 of 2021 on Combatting Rumours and Cybercrimes, and will be reported to the relevant UAE authorities. In the event of such a breach, your right to use our Website will cease immediately, and BCI reserves the right to pursue all available legal remedies, including but not limited to injunctive relief, damages, and criminal prosecution.
12. Rules about linking to our Website
12.1 You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.
12.2 You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.
12.3 You must not establish a link to our Website in any website that is not owned by you.
12.4 Our Website must not be framed on any other site, nor may you create a link to any part of our site other than the home page.
12.5 We reserve the right to withdraw linking permission without notice.
12.6 If you wish to link to or make any use of content on our Website other than that set out above, please contact inquiry@bciholding.com
13. Governing law and jurisdiction
13.1 These Terms and Conditions shall be governed by and construed in accordance with the laws of the United Arab Emirates. Any dispute arising out of or in connection with these Terms and Conditions shall be subject to the exclusive jurisdiction of the competent courts of the Emirate of Dubai, United Arab Emirates. BCI reserves the right to bring proceedings in any other court of competent jurisdiction at its sole discretion. Nothing in these Terms and Conditions shall deprive any consumer or data subject of mandatory protections under the laws of their country of residence, including, where applicable, Regulation (EU) 2016/679 (the “GDPR”).
14. Force Majeure
14.1 BCI shall not be liable for any failure or delay in performing its obligations under these Terms and Conditions where such failure or delay results from circumstances beyond BCI’s reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, cyber-attacks, government actions, pandemics, epidemics, power failures, internet or telecommunications failures, or failure of third-party systems or infrastructure.
15. Limitation of Claims
15.1 Any claim or cause of action arising out of or related to the use of the Website or these Terms and Conditions must be filed within one (1) year from the date on which the claimant became aware, or ought reasonably to have become aware, of the facts giving rise to the claim, failing which such claim shall be time-barred to the fullest extent permitted by the laws of the United Arab Emirates or other applicable mandatory law.
16. Waiver
No failure or delay by BCI in exercising any right, power, or remedy under these Terms and Conditions shall operate as a waiver thereof, nor shall any single or partial exercise of any such right, power, or remedy preclude any other or further exercise thereof or the exercise of any other right, power, or remedy.
17. Severability
If any provision of these Terms and Conditions is found to be invalid, illegal, or unenforceable by a court or regulatory authority of competent jurisdiction, such invalidity, illegality, or unenforceability shall not affect the remaining provisions, which shall continue in full force and effect. The invalid or unenforceable provision shall be replaced by a valid and enforceable provision that most closely achieves the intended economic and legal effect of the original provision.
18. Language
These Terms and Conditions may be made available in multiple languages. In the event of any inconsistency between language versions, the English version shall prevail.
19. Entire Agreement
These Terms and Conditions, together with the Privacy Policy and the Cookie Policy, constitute the entire agreement between BCI and the User with respect to the use of the Website, and supersede all prior or contemporaneous communications, proposals, representations, and agreements, whether oral or written, relating to the subject matter hereof.